Do Not Miss These 10 Christmas Money Hacks

Indeed, Christmas is the most delightful time of the year to gather with family members and friends. The enchanting aura of the glorious Christmas tree, children singing chores, everywhere painted in red, white, and green with sparkles. Binge-watching all those Christmas classics and sipping from our spiced hot chocolates, we all enjoy the atmosphere. However, all the fun is not gratis. Considering the great crowd in the malls and the battle among consumers to shop online, it is an entire pack of many specifications to consider. 

Since Christmas is around the corner, many of us are thinking about the purchases we need to make. From the gifts to the Christmas dinner, this holiday can cost you a fortune if you are not careful about what you spend. We have created some hints to line up your budget when you also feel happy to buy the best presents. Do you want to enjoy Christmas without destroying your bank account? Then follow these ten simple steps.

  1. Reveal your Secret Santa!

Secret Santa is a fantastic tradition to limit the number of presents you need to buy. With Secret Santa, every person is assigned to buy a gift for one individual. Everyone gets a gift, and everyone only buys one gift. This is an excellent concept for crowded families and workplaces. Moreover, it is a secret until Christmas knocks on the door, so brace your belts for the excitement of who picked your name!

  1. You can do it yourself!

If you are a crafty person, take advantage of your incredible skill. You do not need to purchase every gift; you can make them yourself. Depending on your abilities, it is easy to find hundreds of DIY gift ideas online. Pick one and start making handmade gifts that your loved ones can cherish. Plus, there are a plethora of DIY kits sold online, such as knitting, embroidery, candle making, and painting. These kits can also be a splendid present for your crafty friends. 

  1. Why not buy Second Hand?

We are already in a climate crisis due to our contemporary shopping patterns. Buying your gifts second-hand is not only cheap but also environmentally friendly. Did you know that you can also discover rare and luxurious items like an haute couture dress from Prada? Visit flea markets for more treasures.    

  1. You should buy it online!

Purchasing your gifts online can save you a lot of money. You can compare prices, find the best deals and utilise your credit card to redeem points. While shopping online, you also save time and energy. The only roundabout is the shipping duration, so we recommend you complete your orders as soon as possible due to the high shopping season in which some deliveries can be delayed. 

  1. Start Making a Shopping List!

Be straightforward about what you need to buy so as to keep track. A shopping list can assist you in planning perfect matches, including each person and what you can buy for them. Do not buy anything that is not on the list to sidestep purchasing unnecessary items. 

  1. Take Advantage of Sales!

You do not need to pay the total price for anything. Almost every company arranges sales before Christmas time. When Black Friday, Crazy Weekend, or Cyber Monday starts, you can begin gathering your gifts. It is possible to find discounts of up to 90% during these periods. We all want to save as much money as we can. Right?

  1. Be the early birdie!

Related to the previous advice, purchasing your Christmas gifts earlier is a terrific way to save money. As we all know, prices go up when the demand is high. Buy your gifts before the holiday season, especially when there are sales, to avoid shopping when the prices increase.

  1. What about sharing the cost of Christmas Dinner?

If you have already promised to arrange a Christmas dinner for your friends and family, you must be panicking thinking about the expense of feeding multiple people. To save up some money and time from cooking, ask each person to bring a dish with them. This way, not only does the host save money, but also the dinner becomes more diverse. 

  1. Create a Christmas Budget before starting!

Before starting shopping, make sure to create a Christmas budget. Without an accurate budget, you can easily spend more than you can afford and go into debt, ruining your Christmas mood. Plan your gifts beforehand to maintain the path of your budget.

Thanks to our superb digital wallet, Jeton Wallet, comes with an application that you can notice every single movement in your account. Having access to your transaction history at any time is a massive opportunity for shoppers not to feel guilty about buying that pricey bag afterward. Simply create an account in our payment services with benefits to enhance the Christmas elf in you!  

  1. Buy Family Presents instead of many!

Instead of buying gifts individually, get one reciprocal gift as a family. You all can pitch in a small amount and purchase one big gift to save money. One costly gift the receiver will enjoy is better than four small gifts that will never be used anyways. It can be a carpet, a backgammon board, or a coffee set. The sky’s the limit!

All in all, do not forget the best of all gifts around any Christmas tree: the presence of a happy family and friends all wrapped up in each other. This is the most magical time of the year. Do not let financial anxieties shade your vibrant Christmas spirit!

Merry Christmas, Everyone! As the Jeton Wallet family, we wish you hope, peace and lots of Christmas cookies this holiday season!

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