Contactless and Cashless Payments in Poland

Poland is a magnifique land expanding from the Tatra Mountains to the Baltic Sea, where a myriad of civilisations created a colourful rainbow of cultures. Although it is mainly known for its delicious pierogies, unique geography, Europe’s most ancient forest, and beautiful ceramics of Bolesławiec, there are much more impressive details than meets the eye. Polish people are the heirs of Pagan Slavic myths, tales, and beliefs. Actually, one of the most popular games and TV shows, The Witcher, originates from Polish mythology mostly.

Did you know that Krakow is also the home of one of the oldest universities in continuous operation around the globe? Yes! The Jagiellonian University, founded in 1364, has passed through two devastating World Wars as a significant contributor to the intellectual heritage of Europe. Therefore, looking at European history closely, we conclude that Poles have always been the invisible heroes marching to innovativeness. Today, we see the same habitual approach to Poland payments.

What are the Popular Poland Payment Methods?

Thanks to the tremendous and positive change of the Internet penetrating into our daily routines, today, nobody is under the obligation of carrying nasty banknotes or metal coins. Especially after the catastrophic COVID-19 mess, these items are considered breeding grounds for bacteria and viruses. The emerging need for cashless solutions created an immersive market for developers and investors who saw the potential. This trend has rapidly risen worldwide, and Poland is not an exception.

According to Statista, a German company specialising in analysing market, industry, country and consumer data, digital payments are the most significant Poland market segment. The percentages underlining the payment habits of Poland are as below:

  • 41% of Poland utilises one-click mobile payment services allowing instant and hassle-free purchases.
  • 35% use traditional bank transfers. Therefore, users who utilise other payment methods better prioritise the ones allowing loads through reputable Polish banks. 
  • 25% are the account holders of mobile banking services, which enable users to make instant payments and cash out through a standard mobile banking app.
  • Debit cards apply 16% of all created transactions.
  • 17% of online payments are sourced via mobile wallets.

Contactless Payments in Poland 

Cashless payments habits evolved into contactless ones in a blink of an eye. Today, all you need is to hold the card on a contactless-enabled card reader to complete your purchases. To be sure of whether yours is one of the contactless cards or not, merely take a look behind it for the symbol resembling a Wi-Fi symbol.

Like all around the world, contactless transactions in Poland use RFID (Radio-Frequency-Identification) to contact the card with the reader once the holder taps the card. Thankfully, these cards also feature when they are swiped. Tap-to-pay cards have credit or debit card numbers, magnetic stripes, expiration dates, and a CVV number (Card Verification Value) with 3 digit numbers. Thus, if the subject store does not own a proper reader, the cardholder can access the card by swiping with a PIN.  

Jeton Wallet in Poland

Witaj Polsko! We greet the noble-minded Poles opening their homes to more than 2 million Ukrainian war refugees after the invasion of Russia. As Jeton Wallet family, we have always been a great admirer of Polish culture, kindness and landscapes, whereas now, we want to provide our exquisite online payment services to you.

You can create affordable payments globally through our functional, fast, and trustworthy money transfers. Our internal professional team can also shape a tailor-made scheme for your business. Moreover, our prepaid card, Jeton Cash, places Polish Zloty (PLN) among the 50 fiat currencies.

Today, visit our official website,, and carry your online payment experience further than your highest expectations!      

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