One of the revolutionary advancements of the internet is online shopping. Everyone knows how convenient and time-saving online shopping is. You can basically buy everything online from the comfort of your own house. You can shop online with your credit cards, prepaid cards, crypto and other digital payment methods. There are various solutions available to facilitate online purchases. Although companies take security measures regarding the payment methods they offer, there are some things users should be aware of as well. Weak security measures can cause big damages.
Below are a few tips you should know to protect both personal and financial information and prevent this information from falling into the hands of malicious people.
What should be considered?
Some of the secure online payment tips are;
– If you are going to use your payment information online, it is recommended to make transactions on your own devices. It will be risky for you if your information remains stored on a computer that does not belong to you. In addition, there is a possibility that common devices may have spyware installed. So even if you think you delete your personal information, they can be copied and stored in this device.
– Connection is also an issue that needs attention. A shared internet connection may not be as secure as the one you use at home. Don’t use your credit card or debit card information while you are connected to public wifi. If you are not at home, instead use your phone data or VPN. It encrypts the connection between your computer or phone and the VPN server, making it very difficult for hackers to intercept your data. If VPN sounds complicated to you, simply use your own mobile data connection.
– Make sure that the links to the websites you visit for online shopping are secure. There are many fake online shopping sites and these sites steal users’ information. So you should check the site URL first. Don’t click the links from social media sites or unknown sources.
It is possible to understand whether an online shopping site is secure by the lock symbol next to the URL. When you click on this symbol, it can be seen whether the connection is secure or not. You can be sure that your information is safe on SSL-enabled platforms. Websites now use https instead of http, the letter s stands for security.
– To protect credit cards from online risks, you can choose to pay with digital wallets and virtual cards. Because you do not have to share your bank information with these payment methods. Some payment providers also offer disposable or single use virtual cards that might be a good option to protect your personal information. The information on these cards disappear once they are used and you get new information for the next use.
– Use all the security features offered to you by your payment method and ensure that all of your payments are under your control. Methods such as Jeton enable users to shop online with maximum security. You can read our blog article Jeton Payment Security by clicking here.
– Question whether the information requested from you on online platforms is really necessary and do not share every information with the sites. If you have any suspicion or question about the website, make a research about the website to see if it is secure for you to shop.
– Make sure that the anti-virus software of the device you use for online shopping is up-to-date and also scans websites. Also regularly update your computer and your phone.
– Shop from an online shopping site that is absolutely legal and clearly displays user rights and other necessary policies. You can shop with confidence from widely preferred platforms around the world.
– Make a habit to check your passwords. Don’t use the same password across all your accounts, as if one gets hacked, they can all get hacked at the same time.
Using a long phrase as it is much more effective than using a single word.
Consider using a password manager which creates unique, strong passwords for every website that requires you to log in.
It is important to check the return policy of the website. If the website doesn’t have a return policy be careful. Big retailers and reliable web sites always offer return policies. If there is no contact information, the website might be fraudulent.
– Not checking any checkboxes without reading the terms can also be added to the security tips in online purchases. Generally, users who want to complete the transaction as soon as possible do not do enough research and prefer to trust the platform they will shop, but most users can be victims for this reason.
– Be careful about extreme discounts. Try to compare prices with other trusted retailers. They might be selling fake goods, be aware that these products are generally sold via more dubious websites.
Don’t give too much information, if a website asks for additional information such as your tax number or your birth place it is highly likely that it is fraudulent.
Of course, payment service providers take the necessary precautions for users, but users should also shop online consciously. Reading other users’ reviews and complaints about online shopping sites can also help you shop safely by reducing your chances of getting scammed.
If you want to keep your data safe you can use Jeton as your online payment method. Jeton uses encryption technology known as tokenization. This technology is applied to virtual cards and replaces personal card data with a tokenized number so that at no point in the authorization process is any sensitive data exposed. Instead of a credit card account number, a randomized 16-digit number (sharing the last 4 digits of a credit card number) is generated while the real account number is stored in a secure token vault. This temporary number has no use outside the authorization process and has a limited validity. Additionally, if the token is intercepted, it becomes void.
