Dealing with finances is not an easy task to do. With so many sources and different financial services it can quickly get confusing to deal with. Personal finance apps can connect with your bank account and help you keep up with your spending. Not only that, personal finance apps can help you pinpoint areas that you’ve been spending, track upcoming bill payments (some allow you to pay your bills directly through the app), keep up with your credit score and investment portfolio. The best personal finance apps provide several different features (email reminders, bill due dates, track subscriptions, shared wallets, etc.) for managing your overall finances. All the apps on our list are available on both iOS and Android, so you can enjoy no matter which smartphone giant you’re partial to.
1. Snoop
You can add your various bank and credit card accounts to your profile. You do this through Open Banking ‒ you aren’t handing over any usernames and passwords. Snoop then looks at where you’re spending money ‒ such as on your energy bill, mobile and insurance ‒ and the app will come up with personalised ‘Snoops’.
It has a whole host of ‘skills’ ‒ areas that the app will monitor on your behalf, and make recommendations.
2. Jeton
With Jeton you transfer money in a fast and convenient way. The industry-leading technology secures your money, your details and your peace of mind all the way to your friends and family. Conveniently send money to more than 100 countries around the world, and track transactions right from your phone.
Jeton is also committed to keeping your transaction secure by not sharing your financial information. The encryption and fraud monitoring help protect your transactions 24/7.
Get human support when you really need it with the Live Chat option provided on the app.
3. Klarna
Klarna offers point-of-sale financing for online purchases like clothing, furniture and electronics. You may see the payment option at online merchants including Overstock.com, Lenovo, TaylorMade, Rancourt & Co. and others that have signed up to offer Klarna.
Founded in Sweden in 2005, Klarna expanded to the United States in 2015, and its point-of-sale financing is now available at 130,000 online merchants across 14 countries, including 3,000 merchants in the U.S., according to the company.
Klarna is similar to point-of-sale financing from Affirm, which provides short-term personal loans for one-time purchases.
4. Investing.com
Investing.com offers a set of financial informational tools covering a wide variety of global and local financial instruments. These include: Economic Calendar, Earnings Calendar, Technical Summary, Currency Converter, Market Quotes, advanced charts and more.
With Investing.com you can have live updates on global economic events customized to your personal interests plus breaking news, videos, updates and analysis on global financial markets.
