All human beings have this little inner voice that tells them certain things about themselves. This can affect all parts of our lives from wellbeing to financial health. Sometimes our belief system can get off the way or with the fast changing world it is a good idea to revise old beliefs. Affirmations are a powerful way to motivate an individual that agrees with its message. You can basically rewire your brain by creating new neural pathways to your old beliefs.
Financial affirmations offer the same comfort, paving the way for a confident future with money. It is not magic however when you focus on positive and empowering points you will make decisions accordingly.
Your money mindset is the feelings and thoughts you subconsciously develop towards money from your life experiences. Because our thoughts often control our actions, developing a negative money mindset can create a barrier between you and financial health. It can keep you in a place of stress and anxiety and it can keep you from achieving financial goals.
But just because you’ve developed a negative money mindset, or negative thought patterns around money, doesn’t mean this is how you’ll always feel. You can start today to work on yourself with positive financial affirmations. When you wake up in the morning, take 5 minutes just to write down or say out loud your affirmations. Or you can write down your financial affirmations and stick them somewhere you can see during the day or when you wake up in the morning.
How can you determine your negative beliefs around money?
If you have limiting beliefs around money there are ways to find out. Try to answer these questions:
Do you feel uncomfortable talking about money?
Do you avoid making financial plans?
Do you feel pressured when you have to make a financial decision?
The first step to recognizing whether limiting beliefs about money are preventing you from growing your personal finances or business is acknowledging them by answering these questions. However, if the answer is unclear, there are also several clear signals:
Avoiding important decisions about your capital
Fear of spending or investing, even when your financial situation is stable
Believing that wealth is only for the lucky few or for people who have always been rich
Fearing that abundance will make you want more and lead you to take risky decisions just to keep increasing capital.
If you think that you have limiting beliefs around money and finances don’t worry because you can reprogram your mindset. It is important to understand that some of these beliefs come from your family and culture. Everyone has their own childhood experiences around money. Once you start practising financial affirmations you will see the improvements slowly but surely.
What are financial affirmations?
The Law of Attraction is the idea that you attract into your life what you focus on, per Jack Canfield. However affirmations are not only related to the law of attraction but scientifically proven that helps you to rewire your brain and it helps to create new habits. The famous writer Morgan House states in his book The Psychology of Money that Financial success isn’t a hard science. It’s a soft skill, where how you behave is more important than what you know. And if you want to change your behaviour you can use affirmations.
Yes, there are exceptions to this. There are certain terrible things that just happen. There are certain systemic challenges that make it harder.
But the idea at its core is to focus on what you want for your future. And that includes what you want for your finances.
In financial counselling, this law translates to a concept that basically says you have to be able to envision the life you want your money situation to support before you can set goals to achieve it.
List of financial affirmations
With a better grasp on why money affirmations are important, let’s dive into some of our favourite money affirmations.
- It is within my power to create a successful financial future.
- I believe in my ability to use the money that comes into my life to meet my financial goals.
- My life is full of wealth beyond money.
- I can find the positive in my money situation.
- I can become financially free.
- I am a very capable person that can tackle all money obstacles.
- Negative emotions about money don’t serve my financial goals.
- Money can expand the opportunities in my life.
- I can use money to create a better life.
- Today I commit to living my financial dreams.
Any of these ten financial affirmations should get the message across loud and clear – wealth matters, and you are in complete control of the outcome. Gather the necessary tools to make it possible, and never look behind you. With these affirmations, you are that much closer to the finish line.
If you don’t resonate with these affirmations, you can always create your own affirmations. At the end of the day not everyone has the same limiting beliefs around money. If you want to create your own affirmations here some useful tips to start with:
- Start with “I am”
If you notice, most of the affirmations start with “I am” this is because we work on our self conception.
- Use present tense
When you use the present tense it will feel that it is happening right at this moment as we’re reading it and we are choosing it consciously as we say it.
- Repeat them frequently
The key to making affirmation work is repetition. Make it a habit whether in the morning or before you sleep, repeat your affirmations even if it is for five minutes a day.
Give yourself time and understand that overcoming limiting beliefs about money is not an instant process but something that needs to be corrected gradually to prosper financially. Like the book, atomic habits by James Clear say it is possible to build powerful routines and behaviors through tiny, consistent changes.
